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S.F. No. 0053 |
Credit freeze reports. |
Sponsored By: Senator(s) Case, Cooper, Decaria, Job, Johnson, Massie and Meier and Representative(s) Brown, Cohee, Illoway, Martin and Simpson
AN ACT relating to consumer protection; providing for notice to consumers affected by breaches of consumer information databases as specified; authorizing consumers to prohibit release of information maintained by credit rating agencies as specified; providing definitions; providing exceptions; and providing for an effective date.
12/27/2006 Bill Number Assigned
1/9/2007 S Received for Introduction
1/10/2007 S Introduced and Referred to S09
1/30/2007 S09 Recommended Amend and Do Pass
ROLL CALL
Ayes: Senator(s) Burns, Cooper, Fecht and Vasey
Nays: Senator(s) Larson
Ayes 4 Nays 1 Excused 0 Absent 0 Conflicts 0
1/30/2007 S Placed on General File
That Substitute No. 1 be substituted for SF0053 and that Substitute No. 1 DO Pass. LARSON, CHAIRMAN
1/31/2007 S Passed CoW
2/1/2007 S Passed 2nd Reading
2/2/2007 S Passed 3rd Reading
ROLL CALL
Ayes: Senator(s) Anderson, J., Aullman, Barrasso, Burns, Case, Cooper, Decaria, Fecht, Geis, Hastert, Hines, Jennings, Job, Johnson, Larson, Massie, Meier, Mockler, Nicholas, Perkins, Peterson, Ross, Schiffer, Scott, Sessions, Townsend, Vasey and Von Flatern
Excused: Senator(s) Coe and Peck
Ayes 28 Nays 0 Excused 2 Absent 0 Conflicts 0
2/5/2007 H Received for Introduction
2/6/2007 H Introduced and Referred to H07
2/21/2007 H07 Recommended Amend and Do Pass
ROLL CALL
Ayes: Representative(s) Brown, Gentile, Gilmore, Illoway, Martin, Quarberg, Walsh and Zwonitzer, Dn.
Nays: Representative(s) Miller
Ayes 8 Nays 1 Excused 0 Absent 0 Conflicts 0
2/21/2007 H Placed on General File
SF0053HS001/ADOPTED (TO ENGROSSED COPY)
Page 4-line 9 Delete "encrypted nor".
Page 5-line 3 Delete "the last four (4)" insert "five (5)".
Page 5-line 23 Delete "or" insert "and".
Page 8-line 12 After "demonstrates" insert ": (A)".
Page 8-line 16 Delete "or" insert "; (B)".
Page 8-line 20 After "Wyoming" insert ";"; after "or" insert "(C)".
Page 8-line 21 Before "Substitute" insert "(iv)".
Page 10-line 3 Delete "act" insert "section".
Page 10-line 5 Delete "act" insert "section".
Page 10-line 6 Delete "act" insert "section".
Page 10-line 7 Delete "act" insert "section".
Page 10-line 12 After "personal" insert "identifying".
Page 10-line 16 After "personal" insert "identifying".
Page 10-line 20 Delete "who" insert "which person or entity"; delete "the" insert "any required"; after "notice" delete balance of the line.
Page 10-line 21 Delete "required,".
Page 11-line 20 After "credit" insert "or the opening of a new account".
Page 14-line 21 After "shall" insert "permanently or".
Page 15-line 5 Delete "or" insert "including".
Page 15-line 14 After "shall" insert "permanently or temporarily".
Page 18-line 18 After "report;" insert "or".
Page 18-lines 20 through 24 Delete entirely.
Page 19-line 2 Delete "(F)" insert "(D)".
Page 26-line 11 Delete "erroneously," insert "intentionally or negligently".
Page 26-line 12 Delete the line through "design,".
Page 27-line 2 Delete "erroneously," insert "intentionally or negligently".
Page 27-line 3 Delete the line through "design,".
Page 27-line 15 After "($1,000.00)" delete balance of the line.
Page 27-lines 16 and 17 Delete entirely.
Page 27-line 18 Delete the line through "violation". ILLOWAY, CHAIRMAN
SF0053HW001/ADOPTED (TO ENGROSSED COPY)
Page 18-line 18 Delete the standing committee amendment (SF0053HS001/AE) to this line.
Page 18-lines 23 and 24 Delete the standing committee amendment (SF0053HS001/AE) to these lines; further amend as follows: delete "(E)" insert "(D)".
Page 19-line 2 Delete the standing committee amendment (SF0053HS001/AE) to this line; further amend as follows: delete "(F)" insert "(E)".
Page 26-line 17 After "days" insert "following the agency's discovery, or notification from another source,".
Page 26-line 18 Delete ", including" insert ". The notification under this paragraph shall include". SIMPSON
2/22/2007 H Passed CoW
2/23/2007 H Passed 2nd Reading
SF0053H3001/ADOPTED (TO ENGROSSED COPY)
Page 12-line 24 Delete "removal" insert "lift".
Page 13-line 4 Delete "remove" insert "lift".
Page 13-line 8 Delete "remove" insert "lift".
Page 13-line 22 After "removed" insert "or temporarily lifted".
Page 14-line 1 Delete "Removal" insert "Permanent removal or temporary lift".
Page 14-line 21 Delete the standing committee amendment (SF0053HS001/AE) to this line.
Page 14-line 22 Delete "remove" insert "lift".
Page 15-line 9 Delete "removed" insert "lifted".
Page 15-line 14 Delete the standing committee amendment (SF0053HS001/AE) to this line and further amend as follows: delete "remove" insert "temporarily lift".
Page 15-line 18 Delete "written"; delete "remove" insert "temporarily lift".
Page 15-line 20 Delete "at the postal address chosen" insert "through the contact method developed".
Page 15-line 21 After "agency" insert "as required under W.S. 40-15-503(f)".
Page 16-line 2 Delete "chosen" insert "developed"; after "agency" insert "as required under W.S. 40-12-503(f)".
Page 16-After line 5 Insert:
"(d) A consumer reporting agency shall permanently remove a security freeze from a consumer's credit report within three (3) business days after the business day on which the consumer's request is received by the consumer reporting agency through the contact method developed by the agency to receive such requests as required under W.S. 40-12-503(f)."
Page 16-line 7 Delete "(d)" insert "(e)"; delete "remove" insert "temporarily lift".
Page 16-line 15 Delete "remove" insert "temporarily lift".
Page 24-line 9 Before "lifting" insert "temporary".
Page 24-line 13 Before "lifting" insert "temporarily". SIMPSON
SF0053H3002/ADOPTED (TO ENGROSSED COPY)
Page 15-line 23 Delete "January 1" insert "September 1"; delete "one (1)" insert "fifteen (15) minutes".
Page 15-line 24 Delete "day".
Page 16-line 15 Delete "one (1) day" insert "fifteen (15) minutes". SIMPSON
2/26/2007 H Passed 3rd Reading
ROLL CALL
Ayes: Representative(s) Alden, Anderson, R., Bagby, Berger, Blake, Brechtel, Brown, Buchanan, Childers, Cohee, Craft, Davison, Diercks, Dockstader, Edmonds, Edwards, Esquibel, F., Esquibel, K., Gentile, Gilmore, Gingery, Goggles, Hallinan, Hammons, Harshman, Harvey, Iekel, Illoway, Jaggi, Jones, Jorgensen, Landon, Lockhart, Lubnau, Madden, Martin, McOmie, Mercer, Meyer, Millin, Olsen, Petersen, Philp, Quarberg, Samuelson, Semlek, Shepperson, Simpson, Slater, Steward, Teeters, Thompson, Throne, Wallis, Walsh, Warren, White, Zwonitzer, Dn. and Zwonitzer, Dv.
Excused: Representative(s) Miller
Ayes 59 Nays 0 Excused 1 Absent 0 Conflicts 0
2/27/2007 S Did Concur
ROLL CALL
Ayes: Senator(s) Anderson, J., Aullman, Barrasso, Burns, Case, Coe, Cooper, Decaria, Fecht, Geis, Hastert, Hines, Jennings, Job, Johnson, Larson, Massie, Meier, Mockler, Nicholas, Perkins, Peterson, Ross, Schiffer, Scott, Sessions, Townsend, Vasey and Von Flatern
Excused: Senator(s) Peck
Ayes 29 Nays 0 Excused 1 Absent 0 Conflicts 0
2/27/2007 Assigned Number SEA No. 0076
2/28/2007 S President Signed SEA No. 0076
2/28/2007 H Speaker Signed SEA No. 0076
3/1/2007 Governor Signed SEA No. 0076
3/1/2007 Assigned Chapter Number
Chapter No. 0162 Session Laws of Wyoming 2007.